This calculator will allow you to find the true cost of owning a car in the United Kingdom. It will normally give you a good estimate of what you really need to spend to afford owning a car. As your motor bills come in at different points over the year, it's often difficult to really appreciate your total spend on your car. Be realistic on the input values. For unexpected bills, such as accident repairs or fines, think how much you have spent on those items during the last few years. By default these calculations are monthly based. Use the the dot symbol for decimal notation, for example 8.7 miles between home and workplace. This calculator is completely anonymous, as it doesn't request nor permanently store, any name, email, cookies, IP address nor any other personal information.
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STANDING COSTS

Those that don't depend on the travelled distance, and one must pay to have the car ready for running

Depreciation of the vehicle

Car acquisition date
Commercial value of the car when you bought it
if new, the price you paid for the car
if used, the commercial value the car had when you acquired it
£
Commercial value of the car today
if you sell it now, how much would you get?
£

Vehicle insurance and Breakdown cover

monthly
quarterly
half‑yearly
yearly
£

Car finance

Did you use car finance to acquire the vehicle? yes no
Financed amount:
How much did you borrow?
£
Credit period / number of credit instalments months
Average amount per each instalment £/month
Residual value:
At the end of the credit period, how much you still need to pay or you have paid?
£

Vehicle inspection (MOT test)

How many times have you taken your car to vehicle inspection? times
Average cost per each vehicle inspection £

Vehicle Excise Duty (Car tax)

Car tax for your car:
payment made to the state
£/year
1/3

RUNNING COSTS

Those that depend on the travelled distance

Fuel

Petrol, diesel, LPG, electricity Calculations based on:
mi Pounds
£ per
Considering you drive to work? yes no
Day(s) per week you drive to work days/week
Miles you drive between home and workplace (just one way)  mi
Miles you drive on average during the days you don't take your car to workplace:
for example per each weekend 
mi
Miles you drive mi per
Fuel efficiency of your vehicle mpg(imp)
Average price you pay for the fuel £/ltr

Maintenance

Average cost on maintenance and Breakdown cover:
engine oil substitution, filters, lights, tires, breaks, air conditioning, steering alignment, etc.
£/year

Repairs and improvements

Average cost on repairs and improvements:
car parts, modifications, malfunctioning repairing, dents, collisions, tuning, etc.
£/year

Parking

Average cost with car parking:
parking meters in the city, renting a parking space, underground or overground parking lots in public buildings, shopping centres, airports, bus or train stations or any other infrastructures.
£/month

Tolls

Average amount spent with tolls
bridges, tunnels, motorways and congestion charges to gain access to city-centre
Calculation based on day?
yes no
Think even about the rare trips you make to the exterior of your town or to the countryside, or on the receipts of any kind of electronic toll collection £ per
Daily amount you spend with tolls £ during
days per month

Traffic tickets

Average amount paid in traffic tickets:
think in the last few years how much you paid in any kind of traffic tickets (illegal parking, speed limit violation, mobile-phone, etc.)
£ per

Washing and cleaning

Average washing and valet bill:
in service stations and other places
£ per
2/3

ADDITIONAL DATA

Equivalent transport costs, considering you don't own a car?
Financial effort?
Public transports
How many people older than 4 years old you have in your family (including you) people
What is the average price per person of the public transports monthly season ticket, for your normal daily life
if public transport isn't an option for you, insert 0
£
Income
What is your net income?
per year
per month
per week
per hour
£/year
Working time

Do you have a job or a worthy occupation?
yes no
Working time:
months/year hours/week
Distance
Considering you drive to work? yes no
Day(s) per week you drive to work  days/week
Miles you drive between home and workplace (just one way)  mi
Miles you drive on average during the days you don't take your car to workplace:
for example per each weekend 
mi
Miles you drive mi per
Time spent in driving
How many minutes you drive from home to workplace? (just one way) min
How many minutes you drive in the days you don't take the car to workplace? min
How many minutes you drive? minutes/day
days/month


AVERAGE MONTHLY COST PER TYPE (POUNDS)




FINANCIAL EFFORT


EQUIVALENT TRANSPORT COSTS, CONSIDERING YOU DON'T OWN A CAR


   

Automobile costs for United Kingdom
Average monthly cost per type
Standing costs
Depreciation£ 62.5
Insurance£ 41.9
Loan interests£ 11.4
Inspection£ 2.9
Car Tax£ 15.1
50% Maintenance£ 23.9
TOTAL
Standing costs
£ 146
Running costs
Fuel£ 121.2
50% Maintenance£ 23.9
Repairs£ 13.9
Parking£ 15.9
Tolls£ 6.3
Traffic tickets£ 2.6
Washing£ 4.9
TOTAL
Running costs
£ 177
TOTAL£ 322
Running costs per mile£0.22/mi
Total costs per mile£0.41/mi
Kinetic speed34 mi/h
Consumer speed16 mi/h
Total costs per year for automobile£ 3900