This calculator will allow you to find the true cost of owning a car in the United States. It will normally give you a good estimate of what you really need to spend on car ownership. As car payments and expenses come due throughout the year, it's often difficult to really get a good understanding of total spending on your car. Be realistic on the values you input. For unexpected expenses, such as accident repairs or fines, think about how much you have spent on such items over the last few years. By default, these values are calculated on a monthly basis. Use the the dot symbol for decimal notation, for example 8.7 kilometres between home and the workplace.
STANDING COSTS Those that don't depend on the traveled distance, and one must pay to have the car available for use
Depreciation of the vehicle
Car acquisition date
Commercial value of the car when you bought it
if new, the price you paid for the car
if used, the commercial value the car had when you acquired it
$
Commercial value of the car today
if you sell it now, how much would you get?
$
Vehicle insurance and breakdown coverage
monthly
quarterly
half‑yearly
yearly
$
Car finance
Did you use auto financing to acquire the vehicle? yes no
Financed amount:
How much did you borrow?
$
Credit period / number of installments months
Average amount of each installment $/month
Residual value:
At the end of the credit period, how much will you still need to pay or have paid?
$
Vehicle inspection
How many times have you taken your car for vehicle inspection? times
Average cost per each vehicle inspection $
Vehicle Excise Tax (Auto taxes, if applicable)
Car taxes paid for owning your car:
payment made to the state
$/year
1/3
RUNNING COSTS Those that depend on the traveled distance
Fuel
Petrol, diesel, electricity Calculations based on :
mi Dollars
$ per
Considering you drive to work? yes no
Day(s) per week you drive to work days/week
Kilometres you drive between home and the workplace (one way)   mi
Kilometres you drive on average during the days you don't take your car to the workplace:
for example per each weekend  
mi
Kilometres you drive mi per
Fuel efficiency of your vehicle mpg(US)
Average price you pay for fuel/gas $/gallon
Maintenance
Average cost of maintenance and breakdown coverage:
engine oil substitution, filters, lights, tires, breaks, air conditioning, steering alignment, etc.
$/year
Repairs and improvements
Average cost on repairs and improvements:
car parts, modifications, faulty repairs, dents, collisions, tuning, etc.
$/year
Parking
Average cost with parking:
parking meters in the city, renting a parking space, underground or overground parking lots in public buildings, shopping centers, airports, bus or train stations or any other infrastructures.
$/month
Tolls
Average amount spent on toll roads,
bridges, tunnels, interstates, and congestion charges to gain access to toll driving areas
Calculation based on day?
yes no
Think about the rare trips you make beyond your town/city or to the countryside, or any kind of electronic toll collection $ per
Daily amount you spend on tolls $ during
days per month
Traffic fines
Average amount paid in traffic fines:
think in the last few years about how much you paid in any kind of traffic tickets (illegal parking, speed limit violation, mobile phone usage fines, etc.)
$ per
Washing and cleaning
Average car-washing and valet parking expenses:
in service stations and other places
$ per
2/3
ADDITIONAL DATA
Equivalent transport costs, considering you don't own a car
Financial effort
Public transports
How many people older than 4 years old you have in your family (including you) people
What is the average price per person of public transportation on a monthly basis for your normal daily life
if public transport isn't an option for you, insert 0
$
Income
What is your net income?
per year
per month
per week
per hour
$/year
Working time

Do you have a job or a worthy occupation?
yes no
Working time:
months/year hours/week
Distance
Considering you drive to work? yes no
Day(s) per week you drive to work   days/week
Kilometres you drive between home and the workplace (one way)   mi
Kilometres you drive on average during the days you don't take your car to the workplace:
for example per each weekend  
mi
Kilometres you drive mi per
Time spent in driving
How many minutes you drive from home to workplace? (just one way) min
How many minutes you drive in the days you don't take the car to workplace? min
How many minutes you drive? minutes/day
days/month


Average monthly cost per type




Financial effort


Equivalent transport costs, considering you don't own a car


   

Automobile costs for United States
Average monthly cost per type
Standing costs
Depreciation$ 114.4
Insurance$ 88.4
Loan interest$ 9.5
Inspection$ 5.8
Car Tax$ 17.8
50% Maintenance$ 36.5
TOTAL
Standing costs
$ 254
Running costs
Fuel$ 157.6
50% Maintenance$ 36.5
Repairs$ 17.8
Parking$ 21.3
Tolls$ 16.3
Traffic fines$ 3.1
Washing$ 9.2
TOTAL
Running costs
$ 243
TOTAL$ 498
Running costs per kilometre$0.29/mi
Total costs per kilometre$0.60/mi
Kinetic speed37 mi/h
Consumer speed17 mi/h
Total costs per year for automobile$ 6000