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This calculator will allow you to find the true cost of owning a car in the United Kingdom. It will normally give you a good estimate of what you really need to spend to afford owning a car.

As your motor bills come in at different points over the year, it's often difficult to really appreciate your total spend on your car. Be realistic on the input values.

For unexpected bills, such as accident repairs or fines, think how much you have spent on those items during the last few years. By default these calculations are monthly based.

Use the the dot symbol for decimal notation, for example 8.7 miles between home and workplace.

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Costs for

Average monthly cost per type

Standing costs
Depreciation of the vehicle
Vehicle insurance and Breakdown cover
Car finance
Vehicle inspection (MOT test)
Vehicle Excise Duty (Car tax)
50% Maintenance
TOTAL - Standing costs
Running costs
Fuel
50% Maintenance
Repairs
Parking
Tolls
Traffic tickets
Washing and cleaning
TOTAL - Running costs
Monthly amount

TOTAL (yearly)

Running costs per mile
Total costs per mile
kinetic speed
consumer speed
Total costs per year for the car

Automobile costs for

Standing costs

Depreciation of the vehicle£ 97
Vehicle insurance and Breakdown cover£ 58
Loan interests£ 6
Vehicle inspection (MOT test)£ 9
Vehicle Excise Duty (Car tax)£ 14
50% Maintenance£ 30
TOTAL - Standing costs£ 198

Running costs

Fuel£ 128
50% Maintenance£ 30
Repairs and improvements£ 13
Parking£ 10
Tolls£ 2
Traffic tickets£ 1
Washing and cleaning£ 5
TOTAL - Running costs£ 174

TOTAL

TOTAL£ 373
Running costs per mile£0.19/mi
Total costs per mile£0.41/mi
kinetic speed42mi/h
consumer speed*42mi/h
Total costs per year for the car£4472
Based on the inputs of 608 validated users, who filled the Car Costs Calculator at autocosts.info/uk